How much credit limit will I get?

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You’ll know your credit card limit only when you get approved for a BPI credit card.

Banks assign a credit limit to a cardholder based on its assessment of factors such as income, credit history, and debt-to-income ratio.

If you’re unhappy with your BPI credit card limit, you can request to increase it after a year by calling the customer service hotline (89-100).

You can also request a credit limit increase via BPI Express Online (Click Other Services > Credit Card Services > Increase in Credit Limit).  

BPI may ask you to submit income documents such as ITR or pay slips to process your request.

Go back to the main page: How to Apply for BPI Credit Card: An Ultimate Guide