PhilHealth members need to declare their dependents during registration for them to enjoy benefits. No additional premiums are paid for qualified dependents.
Disclaimer: This article has been published for educational purposes only. Neither the author nor FilipiKnow is affiliated with PhilHealth so specific queries about your membership and insurance benefits must be forwarded to the proper authority.
You can enroll your parents if they fulfill the following:
- Parents who are sixty (60) years old or above, not otherwise an enrolled member, whose monthly income is below an amount to be determined by PhilHealth per the guiding principles set forth in the NHI Act of 20131; and,
- Parents with a permanent disability, regardless of age, as determined by PhilHealth, and renders them totally dependent on the member for subsistence.
Note that Non-earning Senior Citizens and qualified dependents are automatically covered by PhilHealth under RA 106452. So if your parents are 60 years old and above and not covered by any membership category, with no regular source of income, you may register them as an indirect contributors as well.
Other qualified dependents covered by PhilHealth include:
- Legitimate spouse who is not a member;
- Child or children – legitimate, legitimated, acknowledged, and illegitimate (as appearing in the birth certificate) adopted or stepchild or stepchildren below 21 years of age, unmarried and unemployed.
- Children who are twenty-one (21) years old or above but suffering from a congenital disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support, as determined by the Corporation;
- Foster child as defined in Republic Act 10165 otherwise known as the Foster Care Act of 2012.
Return to the main article: How To Register in PhilHealth Online: A Complete Guide for New Members
- Official Gazette. The Revised Implementing Rules and Regulations of the National Health Insurance Act (2013).
- Official Gazette. Republic Act No. 10645 (2014).