Can I avail of the housing loan even if I still have an outstanding loan with Pag IBIG?

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It depends on the type of loan.

If you have an existing housing loan and you want to avail of another one, Pag IBIG may allow you to qualify as long as you meet their eligibility requirements.

However, if you have an outstanding multi-purpose or calamity loan with Pag IBIG, you can’t avail of the housing loan until you’ve fully paid the remaining balance and updated your account.

Go to the main article: How to Apply for Pag-IBIG Housing Loan: An Ultimate Guide