Does PhilHealth Have Death Benefits?

Is there any financial support waiting for deceased PhilHealth members? Let’s answer that and more in this short guide about PhilHealth death benefits. 

Disclaimer: This article has been published for educational purposes only. Neither the author nor FilipiKnow is affiliated with PhilHealth, so specific queries about your membership and insurance benefits must be forwarded to the proper authority.

The short answer is No, PhilHealth doesn’t have death benefits. PhilHealth includes inpatient and outpatient health benefits but does not have comprehensive life insurance or death benefits. So if someone was admitted due to disease but expired, as a PhilHealth member, you will get inpatient coverage for that admission but will not get death benefit payments. 

Severe diseases are covered by the Z benefits package. These include cancers, diseases needing transplants, and congenital diseases needing surgery. Again, hospital benefits apply and the time that the patient was admitted to the hospital will be covered. However, if the patient expires, there are no separate death payment benefits.  

An exception is for COVID-19 vaccine injury wherein PhilHealth Circular approved the lump sum compensation for death or permanent disability under the COVID-19 vaccine injury package. 

The PhilHealth Board approved a lump sum payment of ₱100,000 per recipient for COVID-19 vaccine injury benefits in the event of death or permanent disability. It was implemented by PhilHealth Circular No. 2021-0071, which was released on June 18, 2021, and is titled “Re: Implementing Guidelines on the Coverage of Covid 19 Vaccine Injury due to Serious Adverse Effects Following Immunization Resulting in Hospitalization, Permanent Disability, or Death Under the Covid 19 National Vaccine Injury Indemnity Fund.”

Return to the main article: How To Register in PhilHealth Online: A Complete Guide for New Members

Reference

  1. Philippine Health Insurance Corporation (PhilHealth). (2021, June 17). PhilHealth Circular No. 2021-0007 [Press release]. Retrieved September 21, 2022, from https://www.philhealth.gov.ph/circulars/2021/circ2021-0007.pdf

Camille Lamera, MD

Camille Lamera is a medical doctor with clinical and government work experience. She has always been passionate about health education and public service, having worked in two government offices and as a part-time educator in Preventive and Community Medicine. She is currently working as a doctor in public health while also doing freelance academic and scientific writing.

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