Top up your GCash wallet or send money to another person’s GCash account using either the BDO Online Banking website or BDO Mobile Banking App. Funds get transferred in real-time.

A Php 50 transaction fee is deducted from your BDO account each time you send money to GCash. But this fee is waived until September 30, 2020, which means you can transfer money from BDO to GCash for free during the period.

GCash used to offer a Cash In via Bank Card service that allows money transfers using a BDO Mastercard/Visa debit card. However, GCash has suspended this cash-in option since July 6, 2020 until further notice.

Table of Contents

• How To Transfer Money From BDO to GCash via Online Banking: 12 Steps.
  • 1. Access the BDO Online Banking login page. Enter your user ID and password to log in
  • 2. Enter the one-time password (OTP) you receive via SMS (or the BDO Mobile App’s OTP Generator if it’s activated in your device). Click the Proceed button
  • 3. In the Navigate menu, click on “Send Money” > “To Another Local Bank.”
  • 4. Select “Proceed without a template” and click the Next button
  • 5. Fill Out the Sender Details Form. In ‘Transfer From’, Select the BDO Account Where the Money Will Come From
  • 6. In ‘Amount’, enter the amount to transfer
  • 7. For ‘Destination Bank’, select “GCash[GXI].” 
  • 8. For ‘Destination Account Number’, enter the 11-digit GCash-registered mobile number (in this format without hyphen or space: 09XXXXXXXXX) where you’ll send money
  • 9. Fill out the Receiver Details Form
  • 10. Review Your Transaction Summary and Make Sure That Every Detail Is Correct. Click the Continue Button To Verify Your Transaction
  • 11. Enter the OTP sent to your mobile number or via BDO Mobile Banking’s OTP Generator
  • 12. A Confirmation Message Will Appear, Along With Your Reference Number and Transaction Details
• How To Transfer Money From BDO to GCash via Mobile Banking: 8 Steps
  • 1. Open the BDO Mobile App
  • 2. Tap “Send Money” at the bottom of the home screen. Then select “To Another Local Bank” > “GCash.”
  • 3. Select “Proceed without a template” and tap the Continue button
  • 4. Provide Your Details as a Sender
    • a. Transaction Type: Select “Credit to Other Bank.”
    • b. Transfer From: Select the BDO Account Where the Money Will Come From
    • c. Amount: Enter the amount to transfer
    • d. Destination Bank: Select “GCash[GXI].”
    • e. Destination Account Number: Type the 11-digit GCash-registered mobile number (in this format without hyphen or space: 09XXXXXXXXX)
  • 5. Provide the Required Details About the Recipient
  • 6. Under “Save Template,” Type a Short Name and Description for This Particular Transaction
  • 7. Your Transaction Details Will Appear on the Screen. Review Them To Ensure Everything Is Correct
  • 8. A Confirmation Message Will Be Displayed on the App’s Screen

How To Transfer Money From BDO to GCash via Online Banking: 12 Steps.

Here are the steps to send money to GCash through BDO Online Banking.

1. Access the BDO Online Banking login page. Enter your user ID and password to log in

2. Enter the one-time password (OTP) you receive via SMS (or the BDO Mobile App’s OTP Generator if it’s activated in your device). Click the Proceed button

3. In the Navigate menu, click on “Send Money” > “To Another Local Bank.”

4. Select “Proceed without a template” and click the Next button

5. Fill Out the Sender Details Form. In ‘Transfer From’, Select the BDO Account Where the Money Will Come From

6. In ‘Amount’, enter the amount to transfer

7. For ‘Destination Bank’, select “GCash[GXI].”

8. For ‘Destination Account Number’, enter the 11-digit GCash-registered mobile number (in this format without hyphen or space: 09XXXXXXXXX) where you’ll send money

9. Fill out the Receiver Details Form

Fill out the form with the following information:

• Receiver Name: Enter the recipient’s last name, first name, and middle initial.
• Mobile Number: Enter the recipient’s 11-digit mobile number (09XXXXXXXXX).
• Purpose of Transaction: Write a short note for the recipient indicating what the money transfer is for (e.g., fund transfer, payment for online order, etc.).

When you’re done, click the Submit button.

10. Review Your Transaction Summary and Make Sure That Every Detail Is Correct. Click the Continue Button To Verify Your Transaction

11. Enter the OTP sent to your mobile number or via BDO Mobile Banking’s OTP Generator

Click the Submit button.

12. A Confirmation Message Will Appear, Along With Your Reference Number and Transaction Details

You’ll also receive a text notification from GCash and an email message from BDO regarding your successful transaction.

How To Transfer Money From BDO to GCash via Mobile Banking: 8 Steps

Use the BDO Mobile Banking App if you need to send money to GCash immediately and you only have access to a smartphone with the internet.

Here are the steps to send money to GCash through BDO’s mobile application.

1. Open the BDO Mobile App

Type your user ID and password (Use the same login credentials you’re using to access BDO Online Banking) to log in.

2. Tap “Send Money” at the bottom of the home screen. Then select “To Another Local Bank” > “GCash.”

3. Select “Proceed without a template” and tap the Continue button

4. Provide Your Details as a Sender

a. Transaction Type: Select “Credit to Other Bank.”

b. Transfer From: Select the BDO Account Where the Money Will Come From

c. Amount: Enter the amount to transfer

d. Destination Bank: Select “GCash[GXI].”

e. Destination Account Number: Type the 11-digit GCash-registered mobile number (in this format without hyphen or space: 09XXXXXXXXX)

5. Provide the Required Details About the Recipient

• Last name, first name, and middle initial
• Mobile number (09XXXXXXXXX)
• Purpose of transaction

6. Under “Save Template,” Type a Short Name and Description for This Particular Transaction

This will help make your future money transfers to GCash a lot faster, as you won’t have to type all details again each time.

Review the information you provided. When you’re done, tap the Confirm button.

7. Your Transaction Details Will Appear on the Screen. Review Them To Ensure Everything Is Correct

Confirm your details by tapping the Continue button.

8. A Confirmation Message Will Be Displayed on the App’s Screen

You’ll immediately receive a text notification about your successful transaction. Also, check your email for a message from BDO confirming your money transfer to GCash.

Go back to the main article: How to Use GCash in the Philippines: An Ultimate Guide