How to Continue Your Pag-IBIG Contribution (as a Voluntary Member)

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Here’s how to reactivate your Pag-IBIG membership and continue making payments:

  1. Fill out the Member’s Change of Information Form (MCIF) to update your membership information (e.g., from employed to self-employed).
  2. Visit the nearest Pag-IBIG branch and submit the accomplished MCIF and two valid IDs.
  3. Pay your contribution in the same branch.

Your succeeding contributions can be paid through any accredited payment channels.

On the other hand, if you’re wondering whether Pag IBIG allows retroactive payments (i.e., payment of contributions you weren’t able to pay throughout the time your membership was inactive), this is what they have to say:

 “No retroactive payment of contributions shall be allowed except for unremitted collections that are paid by the employer which shall be applied retroactively upon presentation of proof that such contributions were previously collected or deducted from the employee.”

Go back to the main article: How to Compute Your Pag-IBIG Contribution: A Complete Guide to Contribution Table and Payment