How to Pay SSS Contribution in the Philippines: A Step-By-Step Guide

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This SSS contribution payment guide applies only to employers and individually paying members (self-employed, voluntary, non-working spouse, and land-based OFWs in countries without bilateral labor agreement).

Go back to the main article: SSS Contribution Table (with Detailed Computations and Explanations)

 

Table of Contents

1. Get a Payment Reference Number (PRN).

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What is PRN and why is it required?

The PRN is a unique number generated and used by each SSS member when paying a contribution. It’s different from the Common Reference Number (CRN) and SSS number.

Since January 16, 2018, the SSS has been requiring a PRN for each contribution payment, as part of its Real-Time Processing of Contributions (RTPC) program. Under the RTPC program, contributions paid using a PRN are instantly posted to an SSS member’s contribution record.

Immediate posting of contribution payments allows members to avail of SSS benefits and loans without delay.

READ: Is PRN really required when paying SSS contributions?

 

How to get a PRN (Payment Reference Number) for SSS: 7 Ways.

Choose from several online and offline PRN generation methods based on which works best for you.

 

a. Text and email message from SSS.

This is the most convenient way to get a PRN. If the contact details in your SSS records are updated, no need to do anything. If you’re currently a voluntary, self-employed, non-working spouse, or OFW member, the SSS will send you a PRN every quarter through your registered mobile number and email address.

 

b. My.SSS portal.

(Note: As of this writing, the PRN generation feature on the new SSS Member Portal is currently unavailable. In the meantime, you can get a PRN through the old My.SSS portal. If you registered via the new SSS Member Portal, you can also use the same username and password to log in to the old My.SSS portal. Based on my experience, however, the old portal only recognizes your username if you type it in capital letters. Hence, if your username in the new portal is “abcd123,” you should enter it in the old portal as ABCD123). 

Using the My.SSS portal is the only way for employers to get a PRN, as it enables them to review and modify their Electronic Collection List (e-CL) online.

Voluntary and individually paying OFW members may also get a PRN through their My.SSS account.

But first, you need to register your SSS account online. Once you have your My.SSS account, open Internet Explorer version 11 (for a hassle-free browsing experience) and follow these steps to generate your PRN:

 

For employers.
  1. Visit the My.SSS portal.
  2. Under the Employer Login tab, enter your user ID and password. Click the Submit button to log in.
  3. Click the Payment Reference Number (PRN) link on the menu.
  4. Review and edit your e-CL.
  5. Click the Generate PRN button.

 

For voluntary members and individually paying OFWs.

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  1. Visit the My.SSS portal.
  2. Under the Member Login tab, log in to your online account by entering your user ID and password then clicking the Submit button.
  3. Click the Payment Reference Number (PRN) link on the menu.
  4. Click the Generate PRN button.
  5. Choose your membership type (Voluntary/OFW).
  6. Choose the applicable period (month/s and year when you’re paying the contribution for).
  7. Choose your monthly contribution from the Select Premium drop-down menu. The total amount (based on your chosen Applicable Period x Monthly Contribution) will be automatically displayed after picking an amount.
  8. Click the Submit Request button.
  9. Review your contribution payment details.
  10. Click the OK button to confirm that the information is correct.
  11. You’ll see your generated PRN along with the due date and other payment details. Click the Print Statement of Account (SOA) button to download and print your PRN.

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Sample SOA (Statement of Account)

 

c. SSS mobile app.

(Note: As of this writing, the PRN generation feature of the SSS mobile app is unavailable. Wait for an official SSS announcement when this feature is available again.)

Getting a PRN on-the-go is easy using the SSS mobile app. Just download the app on your smartphone (It’s compatible with the latest versions of Android and iOS) and sign in using your My.SSS account log-in credentials.

If you don’t have an SSS online account yet, you can register on the app itself.

Here’s how to generate a PRN through the SSS mobile app:

  1. Enter your My.SSS account user ID and password. Tap the Sign In button to log in.
  2. On the home screen, tap the Generate PRN/SOA icon.
  3. Tap the Generate button.
  4. Choose your membership type (Voluntary/OFW).
  5. Choose the applicable period (month/s and year when you’re paying the contribution for).
  6. Choose the contribution amount.
  7. Tap the Submit button.
  8. Your Statement of Account (SOA) containing your PRN and contribution details will appear on the screen. You may download it as a PDF file for printing or take a screenshot of it.

 

d. TextSSS service.

For those without internet access, the TextSSS facility allows getting a PRN through SMS.

A service fee is charged for every text message sent: Php 2.50 for Globe and Smart subscribers and Php 2 for Sun Cellular subscribers.

To register for the TextSSS service, text SSS REG <10-digit SSS number><Birthdate in MM/DD/YYYY format> to 2600.

Example: SSS REG 3418736855 10/08/1985

You’ll then receive a reply confirming your successful registration along with a four-digit PIN. Keep a copy of your PIN—you’ll use it each time you transact through TextSSS.

Once you receive your PIN, get your PRN by texting SSS PRN <10-digit SSS number><PIN><Birthdate in MM/DD/YYYY format> to 2600.

Example: SSS PRN 3418736855 1234 10/08/1985

Afterward, you’ll receive a reply with your PRN.

 

e. SSS PRN Helpline.

You may also contact the PRN Helpline to get a PRN through phone call or email:

Of those two options to reach the PRN Helpline, the [email protected] is more responsive. But it may take several days for an agent to respond to your PRN request.

 

f. PRN inquiry facility of SSS collecting partners.

When you pay SSS contribution in an accredited payment channel, you may try inquiring for a PRN. However, the PRN inquiry facility is available only in select SSS collecting partners.

 

g. SSS tellering counter or eCenter.

If none of the PRN generation methods above has worked, your last resort is to visit the nearest SSS branch.

Approach the tellering counter (if the branch has one) to request a PRN. Present your UMID card or SSS ID. If you don’t have one, give the teller your birthdate.

Or go directly to the eCenter where a computer is set up for members to get their PRN before paying the contribution. A personnel will assist you to quickly generate a PRN from the machine.

 

2. Present your PRN when paying a contribution.

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Photo Credit: www.sss.gov.ph

Once you get your PRN, download and print your Statement of Account (SOA). Present your printed SOA when paying your contribution.

Can’t print your SOA? Just take a screenshot of your PRN on your phone and show it to the cashier. Your payment will still be processed even without the printout, as long as you present your PRN.

Some payment channels like SM Bills Payment require those paying without a printed PRN to fill out three copies of the Contributions Payment Return (Form RS-5) and indicate their PRN there. Cashiers hand over RS-5 forms to those without printed PRN.

Employers don’t have to submit the Contribution Collection List (Form R-3) in a printout or soft copy in USB.

 

What is the SSS contribution payment deadline?

Always pay your contribution on or before the due date (found on your SOA along with your PRN) to avoid missing a payment. If the due date falls on a weekend or holiday, you can pay on the next working day.

Since 2018, the SSS has revised the contribution payment deadlines several times, as its systems adjust to the RTPC implementation. Follow the SSS Facebook page and adjust the page setting such that its posts appear first in your news feed. This way, you’re immediately updated on any revised payment deadline.

Also, take note of the payment frequency (monthly, quarterly, and/or annually) based on your membership type, so you can budget your money and organize your schedule accordingly.

To date, the table below shows the latest contribution payment deadlines being imposed since 2018.

Membership Type
Payment Deadline
Regular employers (monthly payment only)End of the month immediately following the applicable month
Household employers (monthly/quarterly payment)End of the month immediately following the applicable month or quarter, as the case may be
Self-employed, voluntary, and non-working spouse members (monthly/quarterly payment)Refer to the SSS' latest revised deadline for these membership types.
OFWs (monthly/quarterly/annual payment)Contributions for January to December: December 31 of the same year

Contributions for October to December: January 31 of the succeeding year
 
Here are examples to help you further understand what the deadlines mean:
  • Regular employers and employees: Contribution for July 2019 can be paid until August 31, 2019.
  • Household employers and kasambahays: Contribution for July 2019 can be paid until October 31, 2019.
  • OFWs: Contribution for any month in 2019 can be paid any time within the year. For October to December 2019, the contribution can still be paid until January 31, 2020.

 

Where can I pay my SSS contribution?

Pay your contribution either to an SSS office or any of its RTPC-compliant collecting partners in the Philippines or abroad.

 

a. SSS tellering counters.

Visit an SSS branch with tellering systems for your contribution payment. Not all SSS branches accept payments, as only 94 branches out of 279 in the Philippines have automated tellering counters that process contribution remittances.

 

b. SSS-accredited payment channels.

i. Banks.
  • Asia United Bank (AUB)
  • Bank of Commerce
  • BPI (for account holders only)
  • Philippine Business Bank
  • PNB Savings Bank (for individually paying members only)
  • Rural Bank of Lanuza
  • Security Bank (for account holders only)
  • UnionBank

 

ii. Non-banks.
  • Bayad Center and its authorized tie-ups
  • Coins.ph (accepts payments from the self-employed, voluntary, non-working spouse, and OFW members only)
  • ECPay (except for 7-Eleven branches)
  • GCash
  • SM Bills Payment counters at The SM Store, SM Supermarket, SM Hypermarket, and Savemore branches

 

iii. Payment channels for OFWs.
  • AUB
  • Bank of Commerce
  • iRemit
  • Pinoy Express (located in Australia, Brunei, Hong Kong, Palau, and UAE)
  • Sky Freight (located in Jeddah, Saudi Arabia; Doha, Qatar; and Buena Park, California)
  • Ventaja

 

3. Wait for your payment confirmation.

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After making your payment, wait for a text notification from the SSS about the posting of contribution.

Manage your expectation, though. Even if the SSS promises “instant” posting through the RTPC program, payments may still be posted late. Some members experience getting their payments posted only after several weeks up to a month.

Go back to the main article: How to Compute Your SSS Contribution: An Ultimate Guide

 

Frequently Asked Questions.

1. How can I view or check my SSS contributions?

2. Is paying SSS contribution mandatory?

3. Is PRN really required? Will my payment be accepted without it?

4. Should I get a new PRN each time I pay a contribution? Or is a PRN used in all payments?

5. Can expats pay SSS contribution?

6. Paying SSS contributions manually is such a big hassle! Can I pay through online banking instead?

7. As an OFW, can my family member in the Philippines pay contribution for me?

8. Should I convert to self-employed/voluntary/OFW/non-working spouse to start paying contribution on my own?

9. Can I change the amount of SSS contribution I’m paying?

10. Why is my latest payment not posted yet? What should I do?

11. How do I correct a wrong amount posted on my account?

12. I’ve stopped my SSS contribution payment. Can I continue paying now?

13. What happens if I miss a payment deadline? Can I pay for the previous month?

14. My employer is not paying my SSS contributions. What should I do?

15. When should I stop paying SSS contribution?

16. Can I withdraw my SSS contribution?

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