How To Pay SSS Contribution in the Philippines: A Step-by-Step Guide

Looking for the best and easiest way to pay your SSS contribution?

You’ve come to the right place! In this guide, we’ll provide the updated list of payment channels that will enable you to remit your monthly SSS contributions in the most convenient way, whether you’re an employer, an individual member, or an OFW.

Again, this SSS contribution payment guide applies only to employers and individually paying members (self-employed, voluntary, non-working spouse, and land-based OFWs in countries without bilateral labor agreement). If you’re an employed member who pays SSS contributions via salary deduction, please reach out to your company HR if you have any inquiries.

Go back to the main article: SSS Contribution Table (with Detailed Computations and Explanations)

Table of Contents

 

How Many Years Should I Pay SSS Contributions?

SSS members will continue to pay their SSS contributions until they file their final benefit claim which is for either total disability or retirement. 

If you’ve already reached the retirement years, you can stop paying for SSS contributions and apply for either optional retirement (recommended if you’re at least 60 years old and unemployed) or technical retirement (for seniors aged 65 or older, regardless if they’re still working or not).

If you’re a voluntary member with at least 120 posted monthly contributions, you can choose to continue paying contributions until you reach the age of 65 for the purpose of increasing your retirement benefits. On the other hand, if you’re a voluntary member who has reached the age of 65 or above with less than 120 monthly contributions, you can continue paying SSS until you reach the minimum requirement to qualify for a monthly retirement pension.

 

How To Pay SSS Contribution in 3 Steps

1. Get a Payment Reference Number (PRN)

The PRN is a unique number generated and used by each SSS member when paying a contribution. You need to generate this number each time you make a payment so your contributions will be posted in your account in real-time. Click here to learn different ways to get a payment reference number or PRN. 

2. Present or provide your PRN when paying a contribution

Once you get your PRN, download and print your Statement of Account (SOA). Present your printed SOA when paying your contribution.

Can’t print your SOA? Just take a screenshot of your PRN on your phone and show it to the cashier. Your payment will still be processed even without the printout, as long as you present your PRN. A screenshot will also be enough if you’re paying your SSS contributions through one of the available online payment channels. Simply enter your PRN when prompted by your preferred payment channel and proceed with the online transaction.

Some payment channels like SM Bills Payment require those paying without a printed PRN to fill out three copies of the Contributions Payment Return (Form RS-5) and indicate their PRN there. Cashiers hand over RS-5 forms to those without printed PRN.

Employers don’t have to submit the Contribution Collection List (Form R-3) in a printout or soft copy in USB.

3. Wait for your payment confirmation

After making your payment, wait for a text notification from the SSS about the posting of contributions.

If you’ve paid via BPI on the SSS mobile app, for example, it will take up to 24 hours for the payment to be posted on your account.

Manage your expectations, though. Even if the SSS promises “instant” posting through the RTPC program, payments may still be posted late. Some members experience getting their payments posted only after several weeks up to a month.

 

What Is the SSS Contribution Payment Deadline?

Always pay your contribution on or before the due date (found on your SOA along with your PRN) to avoid missing a payment. If the due date falls on a weekend or holiday, you can pay on the next working day.

Since 2018, the SSS has revised the contribution payment deadlines several times, as its systems adjust to the RTPC implementation. Follow the SSS Facebook page and adjust the page setting such that its posts appear first in your news feed. This way, you’re immediately updated on any revised payment deadline.

Also, take note of the payment frequency (monthly, quarterly, and/or annually) based on your membership type, so you can budget your money and organize your schedule accordingly.

The table below shows the contribution payment deadlines1 being imposed as of this writing:

Membership TypePayment Deadline
Regular employers (monthly payment only)Last day of the month immediately following the applicable month
Household employers (monthly/quarterly payment)Last day of the month immediately following the applicable month or quarter, as the case may be
Self-employed, voluntary, and non-working spouse members (monthly/quarterly payment)Last day of the month following the applicable month or calendar quarter
OFWs (monthly/quarterly/annual payment)Contributions for January to September: Until December 31 of the applicable year

Contributions for October to December: Until January 31 of the succeeding/following year

Here are examples to help you further understand what the deadlines mean:

  • Regular employers and employees: Contribution for July 2019 can be paid until August 31, 2019.
  • Household employers and kasambahays: Contribution for July 2019 can be paid until October 31, 2019.
  • OFWs: Contribution for any month in 2019 can be paid any time within the year. For October to December 2019, the contribution can still be paid until January 31, 2020.
 

Where Can I Pay My SSS Contribution?

As of this writing, the following are the accredited payment channels2 where you can pay your SSS contributions:

1. For Employers (Regular and Household)

a. Partner Banks (Over-the-Counter)

how to pay sss contribution 1
  • Asia United Bank (AUB)
  • Bank of Commerce (BOC)
  • Bank One Savings Bank
  • Partner Rural Bank
  • Philippine Business Bank (PBB)
  • Rural Bank of Lanuza
  • Rizal Commercial Banking Corporation (RCBC)
  • Union Bank of the Philippines (UBP)
  • United Coconut Planters Bank (UCPB)

b. Internet Banking

how to pay sss contribution 2
i. Thru the Bank’s Web Facility.
  • Bank of the Philippine Islands (BPI) – Bizlink
  • Security Bank Corporation (SBC) – Digibanker and SBOL
  • Union Bank of the Philippines (UBP)
ii. Thru eGov BANCNET.
  • Asia United Bank (AUB)
  • Bank of Commerce (BOC)
  • China Bank (CBC)
  • CTBC Bank
  • East West Bank
  • Metropolitan Bank and Trust Company (MBTC)
  • MUFG Bank
  • Philippine Bank of Communication (PBCom)
  • Philtrust Bank
  • Rizal Commercial Banking Corp. (RCBC)
  • Robinsons Bank (RBC)
  • Standard Chartered Bank
  • United Coconut Planters Bank (UCPB)
  • Veterans Bank

c. Non-Bank Collecting Partners (Over-the-Counter)

how to pay sss contribution 3
  • CIS Bayad Center, Inc. (CBCI)
  • Electronic Commerce Payments, Inc. (ECPay)
  • SM Mart, Inc.
 

2. For Individual Members

a. Partner Banks (Over-the-Counter)

how to pay sss contribution 4
  • Asia United Bank (AUB)
  • Bank of Commerce (BOC)
  • Bank One Savings Bank
  • Partner Rural Bank
  • Philippine Business Bank (PBB)
  • Rural Bank of Lanuza
  • Rizal Commercial Banking Corporation (RCBC)
  • Union Bank of the Philippines (UBP)
  • United Coconut Planters Bank (UCPB)

b. Internet Banking/Mobile Facility/Non-Bank Collecting Partners

how to pay sss contribution 5
i. Over-the-Counter
  • CIS Bayad Center, Inc. (CBCI)
  • Electronic Commerce Payments, Inc. (ECPay)
  • SM Mart, Inc.
ii. Internet Banking
  • Security Bank SBOL
  • Union Bank Online
iii. Thru Mobile Facility
  • CIS Bayad Center, Inc. (CBCI)
  • GCash
iv. Thru My.SSS
  • Moneygment
v. Thru SSS Mobile App
  • Bank of Philippine Islands (BPI)
  • PayMaya, Inc.
 

3. For OFW Members (Land-Based)

a. Local (Over-the-Counter)

how to pay sss contribution 6
i. Partner Banks
  • Asia United Bank (AUB)
  • Bank of Commerce (BOC)
  • Bank One Savings Bank
  • Partner Rural Bank
  • Philippine Business Bank (PBB)
  • Rural Bank of Lanuza
  • Rizal Commercial Banking Corporation (RCBC)
  • Union Bank of the Philippines (UBP)
  • United Coconut Planters Bank (UCPB)
ii. Non-Bank Collecting Partners
  • CIS Bayad Center, Inc. (CBCI)
  • Electronic Commerce Payments, Inc. (ECPay)
  • SM Mart, Inc.

b. Abroad (Over-the-Counter)

how to pay sss contribution 7
i. Partner Banks.
  • Asia United Bank (AUB)
  • Bank of Commerce (BOC)
  • Philippine National Bank
ii. Non-Bank Collecting Partners.
  • CashPinas
  • iRemit, Inc.
  • LMI Express Delivery, Inc.
  • Pinoy Express Hatid Padala Services, Inc.
  • Ventaja International Corporation (VIC)

c. Other Facilities

how to pay sss contribution 8
i. Mobile Facility
  • CIS Bayad Center, Inc. (CBCI)
  • GCash
  • iRemitX
ii. Thru My.SSS
  • Moneygment
iii. Thru SSS Mobile App
  • Bank of the Philippine Islands (BPI)
  • PayMaya, Inc.

Go back to the main article: How to Compute Your SSS Contribution: An Ultimate Guide

 

How To Pay SSS Contribution via BPI Using the SSS Mobile App

how to pay sss contribution on sss mobile app

Payment via BPI is the latest addition to the list of payment channels available to individual SSS members (Self-employed, Voluntary, and OFW). BPI and PayMaya are the only payment options directly tied to your My.SSS account so if you’re using the SSS Mobile App to generate the PRN, you can immediately proceed with the payment without leaving the app.

To pay your SSS contributions via BPI using the SSS mobile app, simply follow the instructions below:

  1. Log in to the app with your user ID and password.
  2. Generate PRN by selecting your membership type, applicable period, and the amount of your monthly contribution.
  3. Once the PRN is generated, select Pay beside the PRN details and then choose BPI as your payment method of choice.
  4. Allow SSS to access your BPI online account by entering your BPI login credentials. Note that only BPI users who have enrolled to BPI online banking can proceed to the next step. If you don’t have an online account with BPI yet, go to their website to learn how to register.
  5. Select your BPI account to complete your contribution payment.
  6. Enter the One-Time PIN (OTP) sent to the mobile number you registered with BPI.
  7. Wait for a pop-up message telling you that the payment has been processed successfully.

BPI charges a convenience fee of PHP 15 to complete this transaction.

 

Frequently Asked Questions

1. How can I view or check my SSS contributions?

2. Is paying SSS contribution mandatory?

3. Is PRN really required? Will my payment be accepted without it?

4. Should I get a new PRN each time I pay a contribution? Or is a PRN used in all payments?

5. Can expats pay SSS contribution?

6. Paying SSS contributions manually is such a big hassle! Can I pay through online banking instead?

7. As an OFW, can my family member in the Philippines pay contribution for me?

8. Should I convert to self-employed/voluntary/OFW/non-working spouse to start paying contribution on my own?

9. Can I change the amount of SSS contribution I’m paying?

10. Why is my latest payment not posted yet? What should I do?

11. How do I correct a wrong amount posted on my account?

12. I’ve stopped my SSS contribution payment. Can I continue paying now?

13. What happens if I miss a payment deadline? Can I pay for the previous month?

14. My employer is not paying my SSS contributions. What should I do?

15. When should I stop paying SSS contribution?

16. Can I withdraw my SSS contribution?

17. How can I pay my SSS contribution through GCash?

18. How can I pay my SSS contribution through PayMaya?

19. How can I pay my SSS contribution using ShopeePay?

 

Watch the Official SSS Contribution Payment Webinar

 

References

  1. Socal Security System (SSS). (2021). Deadline of Payment of Contributions [Image]. Retrieved from https://www.facebook.com/SSSPh/photos/pcb.10159389075957868/10159416728482868
  2. Social Security System (SSS). (2021). Where to Make Your SSS Payments [Image]. Retrieved from https://www.facebook.com/SSSPh/photos/pcb.10159601414397868/10159601408382868/

Venus Zoleta

Venus Zoleta is an experienced writer and editor for over 10 years, covering topics on personal finance, travel, government services, and digital marketing. Her background is in journalism and corporate communications. In her early 20s, she started investing and purchased a home. Now, she advocates financial literacy for Filipinos and shares her knowledge online. When she's not working, Venus bonds with her pet cats and binges on Korean dramas and Pinoy rom-coms.

52 thoughts on “How To Pay SSS Contribution in the Philippines: A Step-by-Step Guide

  1. Easy-to-understand well-written guide. Very informative. Hope the author cam write similar guides on other equally important and relevant matters to the common tao.

    1. Technically, you’re not paying using the app. It will just redirect you to BPI, so I guess it’s safe unless BPI suddenly experiences technical issues.

  2. Hi, can i pay sss contribution for my brother (ofw) at bayad centers or designated banks using a check? Thank you.

  3. Just a tip for those using the SSS mobile app.

    Most of the time (at least for me), tapping the Generate PRN/SOA button will show an error “PRN generation is unavailable at this time” (or something similar). This is a blocking problem, because the payment is also done through this button.

    What you can do is to use the My.SSS portal website and generate your PRN through the site (tutorial by filipknow: https://filipiknow.net/how-to-get-prn-number/#2_MySSS_portal). Then, once you have a PRN, go back to the mobile app and tap the Generate PRN/SOA button again. This time it will go through and show the PRN number you just generated using the My.SSS portal. You can now pay through the app.

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