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Ideally, you have no unpaid monthly contribution in your SSS account to maintain your active membership status.
Once you become an SSS member, you’re covered for life even if you miss your monthly payments. There’s no penalty for individual members who fail to pay their contribution for a certain period.
However, the SSS doesn’t allow members to make retroactive payments just so they qualify for a loan or benefit. You can only continue paying for the succeeding months or in advance, but never for the past unpaid months.
Go back to the main article: How to Compute Your SSS Contribution: An Ultimate Guide