What will happen to my account if it falls below the required maintaining balance?

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Each time you go below the required maintaining balance for two months in a row, a Php 300 service charge will be deducted from your account.

This doesn’t apply to accounts with no maintaining balance (Kaya Savings, Padala Moneyger, Pamana Padala, and BPInoy Savings).

If your account falls below the maintaining balance and has no client-initiated transaction for two years, it will incur a monthly dormancy charge of Php 30.

Staying below the maintaining balance and having no transactions in your account will result in continuous deductions, which will eventually lead to the closure of your account.

Go back to the main article: How to Open a BPI Savings Account: An Ultimate Guide