How to Open BDO Junior Savings Account: An Ultimate Guide

Last Updated on 09/11/2020 by FilipiKnow

For parents who want to instill in their children the value of money and the importance of saving up for the rainy days, the BDO Junior Savers is the perfect tool to start with.

Available for young Filipinos aged 0 to 12 years old, this BDO kiddie savings account is your child’s key towards early financial independence.

As with the regular savings account, BDO Junior Savers allows you to choose between a passbook, an ATM/BDO EMV Debit Card, or both. However, the card is only available for kids 7 to 12 years old.

Also, kids under 7 years old are only allowed to open an account under the name of a parent/guardian. 

Another awesome feature you’ll get from BDO Junior Savers is the ability to transfer money from the parent’s bank account to the child’s BDO Junior Savers account. Money transfer can be done either through online banking or Easy Saver.


To open a BDO Junior Savers account, you can follow the same procedure written in this guide, albeit with the addition of a few more requirements:

List of BDO Junior Savings Account Requirements.

a. For kids 7 to 12 years old.

Original copies of the following:

b. For kids under 7 years old.

Original copies of the following:

  • At least 2 valid IDs of the parent/guardian. Click here to see a complete list of valid government-issued IDs accepted by BDO.
  • Any of the child’s ID or document as listed in the previous section (i.e., passport, birth certificate, or school ID).
  • Adoption documents, if applicable (if the account will be opened by or named under the adoptive parent).
  • Guardianship documents, if applicable (if the account is to be opened by the legal guardian).

c. Proof of income.

Since the parent is the one who will deposit the money, BDO may ask you for your latest payslips or certificate of employment (employed).

For self-employed parents, you may present a business permit from DTI and your barangay to prove that your income comes from a legitimate business.

d. Initial deposit.

Aside from the documentary requirements, don’t forget to bring Php 100 as an initial deposit. 

For more information about the application procedure, please go back to the main article: How to Open a BDO Savings Account in the Philippines